Check Your Credit Scores

The holidays are over and a new year has begun. While you are settling down and looking over your budget for 2009, take the time to have your credit checked. There are many free services online that will do this for you. Here is one company that you could use; www.AnnualCreditReport.com

Be sure to verify your information that is listed on the report.

Holidays Are On Their Way!

There is still time to find that perfect property and be moved into that new home for the holidays! As a Buyer, you now have many choices in this market. There are more listings available to you now, than there have been in the last eight years. There are less buyers now, because the credit criteria has been tightened up. When you make that offer on a property, there will not be five more coming in to compete with you. Oh, there may be one, but, that is not likely during the holidays. So, give us a call this week. Let's get you posititioned to find that property that you can call home, in time for the holidays! Rates are still low and this is a good opportunity for you to become a homeowner and if you are a first time homeowner, you will receive a $7500.00 credit from the federal government.

We look forward to hearing from you soon and serving your real estate needs.

Fall Home Buying Season!

Okay, here we go! If someone has their home on the market for sale at this time of year, they have to be motivated. Take a good look through all of the listings. Serious sellers are ready and waiting for your offer. These are the best people to be buying from. There homes are well maintained, updated and ready to move into. Cream of the crop, so they say. They have priced their homes below market to procure a sale. Look for these homes! They are out there.

By law, agents are to present all offers. Verbal, followed up by writing, if all parties agree to do so. Purchase and sale agreements are not difficult to understand. They accommodate the logistics of the transaction. Dates, deposits, inspection periods and choices of inspections, along with the names of the parties involved with the transaction, along with the terms that everyone must agree to follow. If you are in doubt, check with a real estate attorney.

Get out there and find your home! Rates are low, prices have adjusted nicely, banks are writing loans and there are serious sellers who want to sell their homes! Don't miss your opportunity, this is a good buyer's market!

For more information or tips, call Fran Rokicki Realty,LLC today! We are full time, full service and never too busy for any of you or any of your referrals!